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Privacy Policy

Effective date: 2026-08-23
Last updated: 2026-08-23

Introduction

At WeFinanceU, protecting the privacy and confidentiality of our users’ personal information is a top priority.

 

This privacy policy clearly explains how we collect, use, share, retain, and secure your personal information when you browse our site. It also describes our use of cookies (« cookies »).

 

By visiting our site and/or providing us with your personal information, you acknowledge that you have read and consent to this privacy policy. Where your consent is required for a particular use or disclosure of your personal information not covered by this policy, it will be requested separately.

 

Please note that this policy applies only to our website. Some pages contain links to external sites that are not subject to the same privacy practices. We recommend that you review the privacy policies of those sites to understand how they collect, use, and protect your personal information.

Scope of the policy

This policy governs the personal information collected or received by WeFinanceU:

• through the site wefinanceu.ca (hereinafter, the « Site »);
• when you create or use a user account, where applicable; • as part of a request for information submitted through the Site;
• through online appointment booking; • through subscription to a communications list (newsletter);
• when information from the Software is communicated to us with your consent.

This policy does not govern the mortgage brokerage services that WeFinanceU may eventually provide to you, unless brokerage services are expressly provided to you through the Site.

Collection of personal information

We collect the following personal information when you interact on our Site or provide it to us voluntarily, for example when making contact requests or through the Software:

• first and last name;
• email address;
• telephone number;
• financial information provided voluntarily through the Software;
• other information voluntarily submitted.

Use of personal information

Your personal information is used to:

• respond to your questions;
• process a request for information;
• create and administer your user account, where applicable;
• schedule or confirm an appointment;
• understand your financing or refinancing project;
• communicate with you regarding the estimate obtained through the Software, where applicable;
• offer you the services of a WeFinanceU team member;
• provide you with mortgage brokerage services;
• comply with our legal, regulatory, and ethical obligations;
• send you newsletters, promotions, or commercial communications, with your consent;
• provide you with technical support;
• ensure the operation, maintenance, and security of the Site;
• detect and prevent fraud, unauthorized access, and misuse;
• analyze the general operation of the Site;
• personalize your experience on the Site;
• generate statistics and reports on navigation in order to improve the Site’s performance.

If we wish to use your personal information for purposes other than those mentioned above, we will seek your consent, except in cases permitted by law.

Sharing of personal information

We do not sell or rent your personal information to third parties. However, we may share it with:

• the brokers, representatives, employees, and collaborators of WeFinanceU;
• lenders or financial partners, when you have expressly requested that your file be presented to such persons.

We may also disclose your personal information to other persons or organizations (i) if it is necessary to achieve the objectives described in this privacy policy, (ii) if you have consented to it, or (iii) if the law permits us to do so.

In general, your personal information is kept in Quebec. However, it may sometimes be transferred to other Canadian provinces or internationally, for example:

• when we use cloud services (cloud) or technology platforms whose servers are located outside Quebec;
• when we use suppliers or partners located in other jurisdictions for technology support, hosting, or analytics services (for example: Google Analytics and Google Search Console); and
• when required by law.

Before disclosing personal information outside Quebec or entrusting its processing to a supplier located there, WeFinanceU assesses privacy-related factors and puts in place the appropriate contractual and organizational protections.

Security of your personal information

We apply reasonable security measures to protect your personal information against any unauthorized access, use, or disclosure.

Despite our efforts to ensure a high level of protection, no method of electronic transmission or storage is completely infallible. Consequently, we cannot guarantee the absolute security of your personal information.

Cookies and similar technologies

WeFinanceU collects certain anonymous information, notably the IP addresses (Internet Protocol addresses) recorded by servers.

We also collect navigation information through tools such as Google Analytics and Google Search Console. This data is used solely for statistical purposes and includes, for example:

• the dates and times of visits;
• the operating system and browser used;
• browsing habits (pages viewed, number of visits, session duration, etc.); and
• the search queries that led to the site and the performance of pages in search results.

This information is recorded using cookies (cookies) and other similar technologies. Cookies are small text files that are automatically saved in the memory of your computer or phone when you visit a website. These files help improve the user experience, analyze behavior on the site, and personalize content.

You can control or disable these cookies directly from your browser settings.

Your rights regarding your personal information

You have the right to:

• request access to the personal information we collect about you and to be informed of how it is processed;
• request the updating of your personal information if you believe it is inaccurate;
• request that the use and disclosure cease of your personal information, as well as its deletion. Note, however, that WeFinanceU may refuse such a request with respect to personal information required by law or necessary for the provision of services.

Any request above must be submitted in writing to am@wefinanceu.ca.

Retention period

We retain your personal information for as long as necessary, according to the purposes for which it was collected, or longer if applicable laws require or permit it.

Privacy incident

In the event of a privacy incident presenting a risk of serious harm, we will notify the Commission d’accès à l’information du Québec and, where applicable, the individuals concerned.

Changes to this policy

We reserve the right to modify this privacy policy at any time in order to adapt it to legislative or technological developments. All changes will be posted on this page with the update date.

Contact us

For any questions concerning our privacy policy or the management of your personal data, please contact WeFinanceU’s Privacy Officer:

Alexis Aube-Martin
Privacy Officer (Responsable de la protection des renseignements personnels) President of Alexis Aube-Martin Inc.
(WeFinanceU/NousVousFinançons)
(438) 392-4831
am@wefinanceu.ca

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